Payday Loans in NZ

NZ Payday brings to you the first ever consumer powered review of Payday Loans and related services in New Zealand. We are a website completely dedicated to introduce you to the financial product called 'Payday Loans' and to help you find the best available options in the country. So browse around this website, check out all the payday lenders in the right list and share your experience with other users of this website.

What is a Payday Loan?

Payday Loans are an easy and convenient financial product meant to keep you afloat till your next payday. So if you happen to run out of money between your paydays, you can approach one of the lenders we have in our list, fill in a simple and online application form and get the money within a few hours. Yes, its that simple. Believe it or not, while New Zealand is still relatively new to payday loans, they are already a rage in USA, UK, Canada, Australia and a few other countries as well.

So, whats the catch?

Well, the interest rates!! While payday loans are very convenient and quick form of borrowing, the typical interest rates associated with these products are usually huge to the tunes of 25% monthly or more. Payday Loans, hence, should be used with caution and only in times of desperate need.